Monday, 19 May 2014

Do You Need a “Plasectomy?

But those who chase riches are constantly falling into temptation and snares. They are regularly caught by their own stupid and harmful desires, dragged down and pulled under into ruin and destruction. 10 For the love of money—and what it can buy—is the root of all sorts of evil. Some already have wandered away from the true faith because they craved what it had to offer; but when reaching for the prize, they found their hands and hearts pierced with many sorrows.

11 Timothy, don’t let this happen to you—run away from these things! You are a man of God. Your quest is for justice, godliness, faithfulness, love, perseverance, and gentleness. 1Timothy 6: 9-11

Financial troubles are usually one of the top five reasons cited for seeking a divorce.  Most often one of the contributing factors is that the couple did not come into marriage with the same outlook toward spending and saving in general and acquiring debt in particular.  Some statistics suggest that the average American couple has in excess of $14,000 in credit card debt alone. 

Dave Ramsey, well known Christian financial consultant, has a cure for this problem.  Have a “plasectomy party”.  Invited to the party are the husband and wife (and children if you have them), a pair of scissors and all but one of your credit cards.  You then gleefully cut all your remaining cards into pieces.  The only reason for holding out even one is purely in the case of a dire emergency and no that doesn’t mean a new dress or the latest golf equipment.

The sooner you realize that you are in a war the sooner you might start fighting back.  The love of money and possessions are talked about in Scripture as much as any other topic.  The enemy is the one who has convinced you to buy the flat screen TV that you can’t afford.  He has told you that you are entitled to drive that new BMW because you have worked so hard.  Satan has prompted you to buy that home with the reverse mortgage so that you can raise your children in a better school district.

The spenders among us can rationalize almost any purchase they make, while some savers among us are so worried about the uncertainty of the future that they obsess needlessly about every dime they spend.

God promises to supply all of our needs according to His glorious riches in Christ Jesus. (Philippians 4:19)  In most cases we don’t “need” anything that causes us to incur debt we can’t pay off in thirty days.  If we have been faithful stewards of what God has provided we also don’t need to worry about the future.  Hold a plasectomy party, you’ll be glad you did and your children will remember it forever.



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