Wednesday, 11 April 2012

Putting Money in Perspective

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money. Matt. 6:24

turnip truck
Some experts claim that disagreement over finances is the number one cause of divorce.  They are wrong.  IF the husband and wife were both determined to glorify God money would not be an issue.

If I were running a class this is where I would say, “let’s close in prayer.”  I didn’t just fall off of a turnip truck.  I know that even in homes where God is honored, money problems do surface.  Most often disagreements arise because of your upbringing and/or your personality.  One of you is a spender the other a savor.  One of you came from a family where there was little discretionary spending, the other came from a more affluent family, etc.  One of you values the memories that a vacation creates for a family, the other resents the expense.

It is critically important that you are both in agreement that everything you have comes from the Lord.  He can take how little or how much you have away from you tomorrow.  Next it would be helpful if you can truly understand the other person’s point of view, if it is different from yours.  Why do they like to spend or save?  How important was money to your spouse’s family as they were growing up, etc.

If money discussions in your home are awkward you probably avoid them.  If this is an area of stress in your marriage, I subscribe it is a worship issue not a money problem. News flash – God knew this was going to be a problem for you and He wants you to grow in your faith. If God is at the center of your marriage the husband would show that he loves his wife as much as he loves himself by understanding her view toward money and doing all that he could to take her viewpoint into consideration when making financial decisions.  Secondly the wife would display her respect for her husband by understanding his perspective on the matter and expressing her support for what he believed to be best.  Ephesians 5:33

      ·       Plan to have bi-monthly meetings where you discuss all facets of your finances from            upcoming bills to savings to anticipated discretionary expenses.

·       Let the person who is best at managing money do it.

·       Set financial goals that you can agree on.

·       Set a budget that you agree to live with and review your progress during your bi-monthly meeting.         

·       If none of this is working go to a Christian Financial Planner (who does not sell products) or sign up for one of Dave Ramsey’s or Crown Financial’s programs.

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